Can I Change My Health Insurance If I Move?
Posted: January 25, 2022
If you move across town, you may not be able to change your health insurance. If you move out of state, on the other hand, you may be required to change it. Your health insurance may not cross state lines with you. Some plans may terminate when you move to a different state or may not provide coverage in the new state. If you purchased...
The Driver’s Guide to Headlights
Posted: January 25, 2022
How often do you think about your headlights while you are driving? For most drivers, headlights are not typically top-of-mind, but according to the Insurance Institute for Highway Safety (IIHS), high-quality headlights are crucial for avoiding hazards on the road. This underscores the important relationship between nighttime visibility and safe driving. And one of the best ways to improve visibility is through proper use of...
How Do Medicare Advantage Plans Work?
Posted: January 21, 2022
Medicare has four different parts -- Part A (hospitalization), Part B (healthcare services), Part C (Medicare Advantage Plans), and Part D (prescription drug coverage). Medicare Advantage Plans are an alternative to Original Medicare for Part A and Part B coverage. These plans are offered by private companies approved by Medicare and administered according to set Medicare rules. Because they work like private health insurance, Part...
Common Life Insurance Riders to Consider
Posted: January 21, 2022
Life insurance can play a vital role in financial planning for your family’s future. It is primarily designed to provide for your loved ones when you are gone. You can also add supplemental benefits with riders – amendments to your life insurance policy. Riders make it possible to opt in for benefits not typically included in basic life insurance policies and to modify your policy...
Do I Need Business Insurance to Rent an Office Space?
Posted: January 19, 2022
A business insurance policy is a must if you are renting an office space. It is your landlord’s responsibility to carry insurance for the physical building itself. Business insurance can help protect your business property and provide liability or financial protection in case of certain mishaps or events. Why Do You Need Business Insurance for a Rented Office Space? There are several important reasons to...