Looking for a new doctor? Maybe you are considering switching healthcare plans, recently moved, or need a change. Finding the right medical professional to work with is vital in managing your health. Your primary care physician is your “home base.” Your doctor must be someone you can trust and feel comfortable with when communicating about your health.
When you are enrolled in a private insurance plan, such as a Health Maintenance Organization (HMO) or a Preferred Provider Organization (PPO), it is advised that you choose from the list of doctors in the network. With an HMO, you cannot use a doctor out of network except in an emergency. With a PPO, you can go to a doctor who is out of network but will pay more for their services than you do for in-network providers.
Find Out Which Doctors Are in Your Network
HMOs and PPOs cover visits to doctors within their network of approved providers. You can find a directory of providers on their website. You can also get a list of network providers by calling the number on your membership card, and they will send you a booklet by mail.
Locate a Doctor Whose Expertise Meets Your Needs
Once you have the list, look through the available doctors and find the medical professional specializing in your individual health concerns.
- Internal medicine: Focused on diagnosing and treating diseases affecting adults’ internal organs.
- Pediatric and family medicine: Addresses diseases and health problems common to children and youth and general medical expertise.
- OB–GYN: Obstetrics and gynecology.
- Osteopathic medicine approaches health in a holistic fashion, which may include preventative measures or a hands-on technique rather than the use of drugs as a first line of resort.
Ask Friends and Family for Referrals
Word of mouth may be all you need to identify a doctor that works for you. Talk to your friends and family about the doctors they see.
Check Online Reviews
Google Reviews can shed light on a particular medical practice or provider. There will always be some sour apples, but if you see most of the reviews indicate patients are happy and well cared for, it’s a good sign that you will be, too.
Consider Travel and Convenience
Choosing a doctor closer to your home, office, or business is always better. If you expect to visit your doctor regularly, reducing the commute time can save minutes and gas money. Another factor is availability. Some doctor’s offices are so overloaded with patients that you may need to schedule appointments many weeks or even months in advance. You can find out how busy they are by calling the office.
Hold an In-person Meeting
Once you’ve settled on a doctor or the top three, schedule a visit to meet in person. If it seems like the perfect match, your search ends there. If you feel uncomfortable, move on to the next best option.
A Good Health Plan Gives You Access to Better Doctors
There is hope if you find it challenging to work with your current doctor or constantly run into issues not easily covered by your current healthcare plan. Our health insurance agents can enroll you in the right healthcare plan, leading to a better doctor. Contact us today to schedule an appointment.
Filed Under: Health Insurance | Tagged With: Health Insurance